Mortgage Blog

7 hacks every home buyer MUST learn before their mortgage closes

7 hacks every home buyer MUST learn before their mortgage closes

March 26, 2021 | Posted by: Debbie Belair

In our competitive market, the closing date and timelines are getting tighter and tighter. It's crucial that homebuyers understand what to do and, more importantly, what to avoid in the few short week ...

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First-Time Home Buyer’s Guide to Insurance in Canada

First-Time Home Buyer’s Guide to Insurance in Canada

March 22, 2021 | Posted by: Debbie Belair

Just when you thought the hard part was over (house searching) comes a slew of paperwork to consider. What is mortgage insurance? What is title insurance? Fire insurance? Let’s dive in. Note* W ...

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10 Easy Steps to Funding Your Mortgage and My Favourite Feel Good, Almost Impossible Mortgage Story

10 Easy Steps to Funding Your Mortgage and My Favourite Feel Good, Almost Impossible Mortgage Story

February 18, 2021 | Posted by: Debbie Belair

The beauty of using a Mortgage Agent or Broker, is we carry most of the burden of moving your mortgage file from one step to the next. That said, we recently had a client ask so many questions about e ...

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Financial Stress Tips for Mental Health Month

Financial Stress Tips for Mental Health Month

May 22, 2020 | Posted by: Debbie Belair

Let's start with a reminder. This is a judgment-free zone. Taking advantage of the financial options available to you does not make you a failure or a cheat, it makes you a person with resources.  ...

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How Do Rate Drops Impact Your Mortgage?

How Do Rate Drops Impact Your Mortgage?

March 18, 2020 | Posted by: Candice Belair

Mortgage brokers are quite apprehensive to celebrate rate changes like the ones we saw on March 4 and then again on March 13. When the government announces record low rates our phones ring non-stop fo ...

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Fraud Prevention to Safeguard Your Mortgage

Fraud Prevention to Safeguard Your Mortgage

March 11, 2020 | Posted by: Candice Belair

There are about a million ways to experience financial fraud in 2020; for Fraud Prevention Month we have focused on three that can impact just about anyone at any time. Educate yourself on the latest ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

April 3, 2019 | Posted by: Debbie Belair

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

March 27, 2019 | Posted by: Debbie Belair

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

March 20, 2019 | Posted by: Debbie Belair

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

March 13, 2019 | Posted by: Debbie Belair

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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